About Underwriting Analyst

Upload your deal documents (rent rolls, trailing 12-month operating statements, loan term sheets, and offering memoranda) and our AI extracts the figures automatically, so you don't spend hours on manual data entry. Each analysis produces a 10-section underwriting report covering NOI, IRR, DSCR, cap rates, risk assessment, and a GO / NO GO investment recommendation. Reports are generated in minutes, not days.

• Quick analysis screens a deal from an address and a purchase price before you commit to a full underwrite.
• Scenario modeling runs several financing and exit scenarios side by side so you can stress-test your assumptions.
• Deal scoring gives every opportunity an automated score, so you can rank and compare deals across your pipeline.
• Deal comparison puts the main metrics for several deals in one table, so you can see which is strongest.

Every uploaded document is parsed by AI to extract structured data and generate plain-language summaries. Documents are grouped by type with confidence-scored fields so you can see exactly what the AI found and verify the results.

• Offering memorandum extraction pulls property details, financials, unit mix, and seller terms out of an OM.
• Rent roll parsing captures unit-level rents, lease dates, and vacancy, and calculates loss-to-lease.
• Lease abstraction extracts and summarizes lease terms, renewal options, escalations, and tenant obligations.
• Document chat answers natural-language questions about any uploaded document, drawing its answers from the source text.
• Document comparison puts two documents side by side to show differences in terms, financials, or assumptions.
• Email ingestion adds deal packages to the deal room when you forward them to a dedicated email address.

Each deal has a built-in AI analyst that knows your documents, financials, and market context. Ask it to recalculate returns, explain risk factors, or pull securitization comps. It can run underwriting calculations, search the web for market data, and reference CMBS comparable transactions in real time.

Track every opportunity from initial screening through closing with a Kanban-style pipeline, due-diligence checklists, task management, and a shared deal calendar. Keep your team aligned with real-time status updates and notifications.

• The Kanban pipeline lets you drag deals across stages: Screening, LOI, Due Diligence, Under Contract, Closed, and Passed.
• Due-diligence checklists track document collection, inspections, and approvals, and update their own progress.
• Task management lets you assign tasks, set deadlines, and track completion across your team.
• The calendar shows critical dates, deadlines, and milestones for every active deal.
• Notifications alert you to deal updates, market changes, insurance expirations, and review requests.

Monitor markets with automated data snapshots pulled from public sources including the Census Bureau, Bureau of Labor Statistics, HUD, and FRED. Set custom thresholds to receive alerts when key indicators move outside your target ranges.

• The market feed follows the metros and submarkets you choose, with personalized news and data.
• Securitization comps search CMBS comparable transactions from SEC EDGAR filings by geography, property type, and loan metrics.
• Public data integration gathers population growth, employment trends, median income, rent data, and construction permits automatically.

Once a deal closes, you manage the asset in the same place. Track actual performance against your original business plan with monthly, year-to-date, and trailing-12-month variance analysis. Monitor KPIs like NOI, occupancy, revenue per unit, and expense ratios with color-coded variance indicators.

• Business plan tracking snapshots the plan at acquisition and tracks actuals against its projections over time.
• Variance analysis compares monthly, YTD, and T12 results automatically, with drill-down into revenue and expense line items.
• Capital expenditure tracking logs CapEx budgets, actuals, and remaining reserves.
• Disposition planning models exit scenarios, tracks disposition timelines, and compares hold and sell outcomes.
• Insurance tracking watches policy expirations and coverage across your portfolio and sends alerts.

Manage your entire loan book in one place. Track maturities, amortization schedules, covenant compliance, and lender relationships across your portfolio.

• The loan book is a single register of all your loans, with their terms, balances, rates, and maturity dates.
• The maturity schedule shows upcoming loan maturities on a timeline, so none of them catches you by surprise.
• You can generate and export an amortization schedule for any loan in your portfolio.
• Covenant monitoring tracks DSCR, LTV, and custom covenant thresholds, with dashboards showing compliance status.
• The refinancing analyzer compares your current loan terms with new quotes so you can judge whether to refinance.
• The lender CRM holds your lender contacts, tracks their quotes, and records your dealings with them.

Manage broker relationships and automate deal sourcing. Define your acquisition criteria and let the system score incoming deals against your buy box. Track which brokers send the best opportunities and maintain notes on every interaction.

• Acquisition criteria set your target markets, unit counts, price ranges, and return thresholds, and inbound deals are scored against them.
• Deal fit scoring scores every incoming deal against your criteria so you can focus on the ones that fit.
• Email-to-deal turns a forwarded broker email into a scored pipeline entry, with the deal details extracted automatically.

Manage fund structures, investor commitments, capital calls, distributions, and quarterly reporting from a single dashboard. Model waterfall structures and track fundraising pipelines.

• Fund administration sets up fund vehicles with committed capital, deployment tracking, and NAV calculations.
• The investor directory holds LP contact information, commitment history, and communication preferences.
• Capital activity covers capital calls and distributions, allocated to each investor automatically.
• Waterfall modeling lets you configure preferred returns, catch-up, and promote tiers, then model distributions under any scenario.
• Quarterly reports are generated in a standard format, with fund performance, property updates, and financial summaries.
• The investor portal gives LPs secure, read-only access to their commitments, distributions, and fund documents.
• The fundraising pipeline tracks prospective investors from first outreach to commitment.

Group deals into portfolios for aggregate analysis. Generate exportable reports including pipeline analytics, portfolio summaries, and individual property performance.

• Portfolio analytics combines NOI, occupancy, and returns across every property in a portfolio.
• Bulk import brings deals in from CSV or spreadsheets, so you can load an existing portfolio quickly.
• PDF and Excel export turns underwriting reports into PDFs and financial models into Excel workbooks you can share.
• Portfolio factsheets are one-page summaries you can export for investor presentations and internal reviews.

Invite team members, assign roles, and control access at the company level. Track all user activity with a full audit log for compliance and oversight.

• Each company works in its own isolated workspace, with deals, documents, and settings shared inside it.
• Role-based access gives each person an Owner, Admin, Analyst, or Viewer role, with granular permissions.
• The audit log records every action with a timestamp and the user who took it.
• The compliance dashboard shows regulatory deadlines, insurance coverage, and covenant compliance status in one view.

• You sign in with email and password, or through Google or Microsoft (OAuth). All passwords are cryptographically hashed, and we never store them in plain text.
• All data sent between your browser and our servers is encrypted in transit via HTTPS/TLS.
• We do not sell your data to third parties. Your deal documents and analysis results are yours.
• Our AI provider, Anthropic, does not use data submitted through its API to train models, so your documents and deal information are not used to improve third-party AI systems.
• File uploads are limited by type and size to prevent abuse and protect the system.

For full details on how we collect, use, and protect your information, see our Privacy Policy. Our Terms of Service describe your rights and obligations when using the platform.

Company

Underwriting Analyst is built and operated by ZSR Ventures, LLC.

Questions or feedback? Reach us at [email protected].